📜 Terms of Use/Service 

Effective Date: May 24, 2024

Last Updated: November 30, 2025

Please read these Terms of Use (“Terms”) carefully before using the www.NationalLossCounsel.com website (the “Site”), operated by National Loss Counsel (the “Firm,” “we,” “us,” or “our”). Your access to and use of the Site is conditioned upon your acceptance of and compliance with these Terms.

1. No Attorney-Client Relationship Created By Use of this Site

Crucially, your use of this Site, including sending an email, text message, or submitting a contact form, does not create an attorney-client relationship between you and National Loss Counsel.

• Formation of Relationship: An attorney-client relationship is only established after we have expressly agreed to represent you, which typically involves a conflicts check and the signing of a formal written engagement agreement (retainer agreement).
• Confidentiality: Please do not send us any confidential or sensitive information until a formal attorney-client relationship has been established. Information sent to us before we agree to represent you may not be treated as privileged or confidential.

2. Legal Advice and Information Disclaimer

• Not Legal Advice: The content on this Site (including text, graphics, videos, and links) is provided for informational purposes only and is not intended as, nor should it be relied upon as, legal advice. Legal advice can only be given after considering the facts and laws relevant to your specific situation.
• No Warranties: We make no warranties or representations about the accuracy, completeness, or suitability of the information on this Site. Laws change frequently, and the information may not reflect the most current legal developments.

3. Communication

• Email and Internet Security: Any email or electronic communication sent to the Firm or any of its attorneys or staff members may not be secure and is done so on a non-confidential basis. You assume the risk of unauthorized interception.

4. Intellectual Property

• Ownership: The content, organization, graphics, design, compilation, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary rights. The Firm reserves all rights to the intellectual property on this Site.
• Permitted Use: You may view, copy, and print documents from the Site subject to the following conditions: (a) the content may be used solely for informational, non-commercial purposes; and (b) the content must not be modified.

5. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NATIONAL LOSS COUNSEL WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF WE HAVE BEEN EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6. Links to Other Websites

The Site may contain links to third-party websites or services that are not owned or controlled by National Loss Counsel. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will post the revised version on this page and update the “Last Updated” date. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.